Posts
All the articles I've posted.
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Credit Card Sign-Up Bonus Cycles: Predicting Qantas Cards 2025 Offers and Timing
The annual rhythm of Qantas credit card sign‑up bonuses is the closest thing Australian frequent flyers have to a tide table. Banks have long timed their hig…
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Air New Zealand Airpoints Complete Guide 2026: Earn, Redeem & Maximise
Complete 2026 guide to Air New Zealand Airpoints: how to earn Airpoints Dollars on flights and credit cards, tier structure from Silver to Elite, Star Alliance benefits, and the best ways to redeem.
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Velocity Frequent Flyer Complete Guide 2026: Earn, Burn & Maximise Your Points
Everything you need to know about Velocity Frequent Flyer in 2026: earning rates, redemption sweet spots, status tiers, partner transfers and the best credit cards to accelerate your points.
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Velocity Global Wallet Card Points Earn vs Debit Card Alternatives Overseas
On 14 August 2023 Virgin Money halved the overseas earn rate on its Velocity Global Wallet prepaid travel card from 2 Velocity Points to 1 Velocity Point per…
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Zero Foreign Transaction Fee Credit Cards That Earn Points for Australians
Australian travellers who want to earn points on overseas spending without a surcharge are facing a shrinking pool of options. From 1 July 2023, Westpac ende…
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Amex vs Visa/Mastercard Acceptance in Australia: Supplementary Fee Card Strategy
From 16 May 2024, Qantas Frequent Flyer members swiping an American Express Qantas Ultimate card at a government agency or utility provider saw their earn ra…
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Qantas Frequent Flyer Complete Guide 2026
Australia's largest mileage program in plain English: how Qantas Frequent Flyer earns and burns in 2026, what status tiers actually deliver, and where the real cents-per-point sweet spots live.
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Qantas Premier Platinum Card Annual Fee Recovery via Travel Insurance and Credits
On 1 July 2024, Qantas Money refreshed the Product Disclosure Statement for the complimentary travel insurance bundled with the Qantas Premier Platinum card.…
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Credit Card Churning Frequency Rules 2024: ANZ, NAB, Westpac, and Citibank Limits
Credit-card churning in Australia has moved from an open-ended game of musical sign-up bonuses to a tightly policed timetable. Three forces have converged in…
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Best Australian Credit Card for Qantas Points per Dollar: Effective Earn Rate Analysis
The RBA’s decision on 7 May 2024 to leave the cash rate at 4.35 per cent p.a. was only the latest variable in a calculus that has shifted sharply against any…
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Marriott Bonvoy Suite Night Awards Usage Terms and Blackout Dates for Australians
When Marriott Bonvoy replaced Suite Night Awards with Nightly Upgrade Awards in March 2024, the headlines focused on the expanded room pool—non-suite premium…
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Sydney CBD 5-Star Hotel Points Redemption Comparison: Marriott, Hilton, Accor 2025
A fortnight of tweaks across three major hotel loyalty programs has redrawn the points map for Sydney’s central business district. On 15 December 2024 Marrio…