Bilt Obsidian Card: Is the $95 Fee Card the Sweet Spot for Housing Rewards? A Peak-Season Analysis for Australian Renters in 2026
A detailed review of Bilt's mid-tier Obsidian Card, comparing its AUD 145 annual fee, earning rates, and transfer partners against the no-fee Bilt Mastercard and the premium Palladium, with a focus on peak-season award availability strategies for Australian renters.